Baked Nachos with Ground Beef

Featured in: Hearty Comfort Food

These baked nachos bring together crispy tortilla chips, perfectly seasoned ground beef with chili powder and cumin, and a generous blend of melted cheddar and Monterey Jack cheese. Topped with fresh cherry tomatoes, black beans, jalapeños, creamy avocado, and cilantro, they're finished with cool sour cream and zesty salsa. This Tex-Mex favorite comes together in just 30 minutes and serves four, making it ideal for game day, casual gatherings, or a satisfying weeknight meal.

Updated on Thu, 29 Jan 2026 11:17:00 GMT
Golden Baked Nachos with seasoned ground beef, melted cheddar and Monterey Jack, topped with fresh tomatoes, jalapeños, and avocado. Save
Golden Baked Nachos with seasoned ground beef, melted cheddar and Monterey Jack, topped with fresh tomatoes, jalapeños, and avocado. | dashnosh.com

My roommate burst through the kitchen door one Friday night with a bag of tortilla chips and the declaration that we needed nachos immediately. We had leftover ground beef, some cheese in the fridge, and suddenly what was supposed to be a quick snack turned into this towering, bubbling masterpiece that fed six people instead of two. That's when I realized nachos aren't just appetizers—they're the ultimate kitchen improvisation that somehow always turns out celebratory.

There's something about serving hot nachos straight from the oven that makes people immediately relax and reach for more. I made these for my partner's work friends last spring, and watching them argue good-naturedly over who got the crispiest chips and the most jalapeños reminded me why shared food matters so much more than any fancy plating ever could.

Ingredients

  • Ground beef: A full pound seems generous until it's mixed with spices and then divided across layers—use 80/20 blend for the best texture without greasiness.
  • Olive oil: Just a tablespoon is enough to get everything browning without making the beef soggy.
  • Onion and garlic: Mince these fine because they disappear into the seasoning and create the savory base that holds everything together.
  • Chili powder, cumin, and smoked paprika: This trio is what transforms plain beef into something people actually taste and remember.
  • Tortilla chips: Don't cheap out here—sturdy, thicker chips hold up to the weight of toppings and cheese without becoming soggy mush.
  • Cheddar and Monterey Jack cheese blend: Two cheeses means better melting and a more complex flavor than using just one.
  • Fresh toppings: Cherry tomatoes, jalapeños, cilantro, and avocado added after baking keep the dish from feeling one-dimensional.

Instructions

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Get your oven ready:
Preheat to 400°F and position your rack in the middle so everything heats evenly without the top burning.
Brown the beef base:
Heat oil in a skillet and sauté the onion and garlic first until soft and fragrant, then add beef and break it apart as it cooks—you're looking for small, evenly browned pieces that cook in about five minutes.
Season and simmer:
Add all the spices and tomato sauce, stirring well so every bit of beef gets coated in that aromatic mixture, then simmer for just two minutes to let the flavors meld.
Build your layers:
On an oven-safe platter, spread half the chips, then half the beef, then half the cheese blend—this creates pockets of flavor rather than one solid layer. Repeat with remaining chips, beef, and cheese.
Bake until melted and bubbly:
Pop it in for 8 to 10 minutes, watching until the cheese is visibly bubbling at the edges—you'll smell the moment it's ready.
Top fresh and serve immediately:
Remove from the oven and right away scatter tomatoes, black beans, olives, jalapeños, and red onion over the hot cheese so they don't cook down to mush. Add cilantro and avocado last, and serve with sour cream and salsa alongside.
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Mount paper towels nearby for quick cleanup of spills, grease, and messes while cooking and prepping meals.
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This platter of Baked Nachos offers a crispy base, savory beef, and gooey cheese, ready for a dollop of sour cream. Save
This platter of Baked Nachos offers a crispy base, savory beef, and gooey cheese, ready for a dollop of sour cream. | dashnosh.com

I once made nachos for my nephew's tenth birthday party and watched him carefully separate every single topping onto his chip before eating it, turning dinner into this focused, methodical ritual. That's when I understood nachos aren't really about efficiency—they're about taking time with each bite and getting exactly what you want.

The Cheese Trick

Using two types of cheese actually matters more than I realized after burning the edges of cheddar-only versions for years. Monterey Jack melts at a slightly lower temperature and fills in gaps, while cheddar provides sharpness and structure, so together they create this perfect stretchy-and-flavorful combination that neither one could achieve alone.

Making It Your Own

The beauty of nachos is that you can absolutely swap ground turkey for beef, use pepper jack if you want heat, or skip the meat entirely and double down on black beans for vegetarian versions. I've experimented with everything from crispy bacon to pulled pork, and honestly, the framework is so flexible that your leftovers become the ingredient list.

Timing and Temperature Wisdom

The 400-degree oven is hot enough to melt cheese quickly without drying out the chips, and keeping it to 8 to 10 minutes prevents that tragic moment when nachos go from perfect to burnt in about 30 seconds. One trick I learned the hard way is not overcrowding the platter—if you pile toppings too high, the bottom chips stay cold while the top burns.

  • Have all your toppings prepped and waiting before the nachos go in the oven so you can layer them immediately after baking.
  • If you're making this for a crowd, consider doing two smaller platters instead of one massive one so everything stays at the right temperature.
  • Leftovers don't really exist, but if they somehow do, reheat gently at 350°F for a few minutes rather than the microwave, which makes chips turn rubbery.
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Freshly baked Baked Nachos with colorful toppings like black beans, olives, and cilantro, served hot on a baking sheet. Save
Freshly baked Baked Nachos with colorful toppings like black beans, olives, and cilantro, served hot on a baking sheet. | dashnosh.com

Nachos remind me that the best meals are the ones where everyone eats with their hands and nobody worries about keeping things neat. There's a reason they've stuck around as the ultimate shareable dish—because they just make people happy.

Kitchen Q&A

Can I make these nachos ahead of time?

You can prepare the seasoned beef mixture up to 2 days in advance and store it refrigerated. Assemble and bake the nachos just before serving to keep the chips crispy. Add fresh toppings after baking for best texture and flavor.

What's the best way to prevent soggy nachos?

Layer the ingredients carefully, distribute the beef and cheese evenly, and bake at high heat for a short time. Serve immediately after baking and add wet toppings like salsa and sour cream on the side or just before eating.

Can I substitute the ground beef with another protein?

Absolutely. Ground turkey, chicken, or pork work wonderfully with the same seasonings. For a vegetarian version, use extra black beans, pinto beans, or seasoned lentils. Adjust cooking time as needed for different proteins.

What cheese blend works best for nachos?

A combination of cheddar and Monterey Jack provides excellent meltability and flavor. You can also use pepper jack for heat, or try a Mexican cheese blend. Freshly shredded cheese melts better than pre-shredded varieties.

How do I scale this for a larger crowd?

Double or triple the ingredients and use multiple baking sheets. You can bake them simultaneously on different oven racks, rotating halfway through. Keep the first batch warm in a low oven while preparing additional servings.

What are the best toppings for nachos?

Classic toppings include diced tomatoes, jalapeños, black olives, green onions, cilantro, avocado, sour cream, and salsa. Consider adding pickled red onions, corn, guacamole, or pico de gallo for variety and extra freshness.

Baked Nachos with Ground Beef

Crispy chips layered with seasoned beef, melted cheese, and vibrant fresh toppings. Ready in just 30 minutes.

Prep Duration
15 min
Cook Duration
15 min
Complete Duration
30 min
Created by Tyler Morgan

Recipe Type Hearty Comfort Food

Skill Level Easy

Cultural Heritage Tex-Mex

Output 4 Portion Size

Nutritional Categories None specified

What You'll Need

Beef Mixture

01 1 tablespoon olive oil
02 1 pound ground beef
03 1 small onion, finely chopped
04 2 cloves garlic, minced
05 1 teaspoon chili powder
06 1/2 teaspoon ground cumin
07 1/2 teaspoon smoked paprika
08 1/2 teaspoon salt
09 1/4 teaspoon black pepper
10 1/4 cup tomato sauce

Nachos Base

01 8 ounces tortilla chips

Cheese

01 2 cups shredded cheddar cheese
02 1 cup shredded Monterey Jack cheese

Toppings

01 1 cup cherry tomatoes, diced
02 1/2 cup canned black beans, drained and rinsed
03 1/4 cup sliced black olives
04 1/4 cup sliced jalapeños
05 1/4 cup red onion, finely diced
06 1/4 cup chopped fresh cilantro
07 1 avocado, diced
08 1/2 cup sour cream
09 1/2 cup salsa

Method

Step 01

Preheat oven: Heat oven to 400°F

Step 02

Sauté aromatics: Heat olive oil in a skillet over medium heat. Add onion and garlic; sauté for 2 minutes until fragrant

Step 03

Brown beef: Add ground beef and cook until browned, breaking apart with a spoon, approximately 5 minutes

Step 04

Season beef mixture: Stir in chili powder, cumin, smoked paprika, salt, and pepper. Add tomato sauce and simmer for 2 minutes. Remove from heat

Step 05

Layer nachos: Arrange half the tortilla chips on a large baking sheet. Top with half the beef mixture and half the cheeses. Layer remaining chips, beef, and cheese

Step 06

Bake nachos: Bake in oven for 8-10 minutes until cheese is melted and bubbling

Step 07

Add fresh toppings: Remove from oven and immediately sprinkle with cherry tomatoes, black beans, olives, jalapeños, and red onion

Step 08

Finish and serve: Garnish with cilantro and avocado. Serve hot with sour cream and salsa on the side

Kitchen Tools Needed

  • Large baking sheet or oven-safe platter
  • Skillet
  • Spatula or wooden spoon
  • Knife and cutting board

Allergy Alerts

Review ingredients carefully for potential allergens and seek professional medical guidance if concerned.
  • Contains dairy (cheese and sour cream)
  • May contain gluten if tortilla chips are not certified gluten-free
  • Contains nightshades (tomato, chili powder, jalapeño)

Nutrition Details (serving size)

Numbers shown are estimates only - consult healthcare providers for specific advice.
  • Energy: 550
  • Fats: 32 g
  • Carbohydrates: 38 g
  • Proteins: 28 g